Financial Services

Financial Infrastructure for How Pakistan Pays and Invests

Financial institutions, merchants, and investment teams need payment acceptance on the rails Pakistani customers use, market data from one authoritative source, and a complete record behind every transaction.

Cards, JazzCash, Easypaisa, Raast700+ PSX-listed companiesA ledger entry for every payment
HOW PAKISTAN PAYSON EVERY PAYMENT CardsJazzCashEasypaisaRaast PPayAPI Fraud rulesLedger entrySigned webhooks Every payment method on one checkoutSentinel scores each attempt before authorizationA ledger entry behind every transactionYour systems updated by signed webhooks
The Challenge

What Holds Financial Services Organizations Back

Local Methods Treated as Secondary

Global gateways favor cards, while customers reach for wallets and bank transfers that the checkout does not offer.

Fraud Found After the Fact

Card testing surfaces as refunds and chargebacks, long after the attempts were authorized.

Research Assembled by Hand

Prices, filings, sector data, and news come from separate sources that analysts reconcile before forming a view.

What Changes

The Result for Your Organization

01

Every Customer Can Pay

Cards, JazzCash, Easypaisa, and Raast on one hosted checkout, built once by your team.

02

Fraud Stopped Before Authorization

Six signals scored on every attempt, and high-risk payments blocked before any rail is called.

03

Company Research in Minutes

Prices, financials, sector context, and news for 700+ PSX-listed companies in one terminal.

Capabilities

How Silicate Labs Delivers It

Local Payment Rails

Cards, JazzCash, Easypaisa, and Raast through one API, with hosted checkout, links, and invoices.

Sentinel Fraud Rules

A deterministic rules engine scores every attempt, with every signal visible on the transaction.

Ledger-Backed Transactions

A ledger entry behind every payment, refund, and settlement.

Settlement & Reconciliation

Itemized settlement batches with gross, fee, and net per transaction.

Market Intelligence

Live PSX prices, financials, and sector data for 700+ listed companies, with API access on every plan.

Economic Analysis

Long-form analysis of Pakistan's economy, investment, and policy from verified authors.

How It Works

One API for How Pakistan Pays

Every payment is checked by Sentinel, recorded in the ledger, and reported to your systems by signed webhooks.

CardsJazzCashEasypaisaRaast PPay APIcheckout · links · invoices SANDBOX Sentinel fraud rulesLedger entrySigned webhooks
Engagement

How an Engagement Runs

Integrate in the Sandbox

Your team builds checkout, billing, and webhooks against the complete PPay sandbox with deterministic test instruments.

Review & Onboarding

Business, bank, and KYC details are reviewed by our team, and market data accounts are provisioned for your analysts.

Operate & Reconcile

Payments settle in itemized batches, and your finance team reconciles from the ledger rather than a spreadsheet.

Questions

Frequently Asked Questions

Answers to the questions financial services teams ask most often. For anything else, our engineering team responds within one business day.

Can we process live payments with PPay?

Live processing is enabled once State Bank of Pakistan licensing is in place. Until then, every authorization in PPay is simulated, and your team can complete and test the full integration in the sandbox.

Which payment methods are covered?

Visa and Mastercard cards, the JazzCash and Easypaisa wallets, and Raast bank transfers, through one API and one hosted checkout.

Where does Indus Intelligence data come from?

Prices come from PSX's own feed, and every figure is read from a primary source. The terminal never substitutes an estimate for a missing value.

Can we access market data through an API?

Yes. Every Indus Intelligence plan includes API access, with higher limits on the Professional and Institutional plans.

Build Your Financial Infrastructure

Request sandbox access for PPay, or contact our team about market data for your desk.